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:: Where is my little cattle?? ::

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Saturday, February 04, 2006

every koes that it's hard to get a credit card unless u earn more den 30k/annum in S'pore... i'm the less fortunate ones who dun get the change to own one... well, pros & cons lah... wif a credit card, cometimes u get discounts when u buy things and also the ability to get interest free instalments on big-ticket items.... and the cons is u sometimes over-spend on wat u can afford coz everything is on credit and there is a 2%/mth interest on late payment.. but most of us still wans a credit card... including mi!!

was reading the newspaper juz now, there was an article mentioning that banks want the miniumum requirement for first credit card down from 30k/annum to 18k/annum. they have ask MAS to consider this matter. if it ever was approved, i shall immediately run to the bank and fill up the application form... *lol* but tis is a 99.9% impossible thing ba... nonetheless, i'll still pray hard hard for it to come true.

few years back i was in hongkong, can see dat credit card is widely use and is easy to apply.. as my hkg fren said, as long as u are a university student or holds a full-time job, the bank will approve ur credit card application... sounds great rite??? wonder if tis is really true.. the unis even link up wif banks to have their own credit cards. *wow* will s'pore even be like them??

Moo-ed Moo-ed @ 1:25 PM





The Gurl
Little facts abt Mrs. Kow
* my HB calls mi 'Dear' whereas my family calls mi 'Wen'. also know as Kewen or Agnes
* turning 26yrs old in may (how dreadful)!!
* can be either a taurus or gemini (depends on the magazine) :p
* ROM-ed on 03May05 and Customary on 22Dec07
* was a convent gal for 10yrs, went on to ITE East (Bishan) and nw at PSB Academy
* previously worked in 4 other Co. b4 happily settling myself as admin asst in DMS S'pore

My Wishlist
Baby cattle
Pocky snack tote bag
Twinings Tea tote bag
New HP
Our own nest
Nouvi diamond ring
My own dog
New HP pouch
New laptop
Ride on S'pore Flyer
Cable car dining
TOTO top prize :p
updated @ 21 Feb 08

Connections
Click 4 Links!

Fuyumi
Kitbell
Elaine
Bin Bin
Joelle
Florence
Amanda
Jacylnn


Looking Back
# April 2005
# May 2005
# June 2005
# July 2005
# August 2005
# September 2005
# October 2005
# November 2005
# December 2005
# January 2006
# February 2006
# March 2006
# April 2006
# May 2006
# June 2006
# July 2006
# August 2006
# September 2006
# October 2006
# November 2006
# December 2006
# January 2007
# April 2007
# May 2007
# June 2007
# July 2007
# August 2007
# September 2007
# October 2007
# November 2007
# December 2007
# January 2008
# February 2008
# March 2008
# April 2008
# July 2008
# August 2008
# September 2008
# December 2008




The Applause
Designer: Siew Min
Basecodes: theBENDANs
Inspirations: Sandra Agnes Maggie Vanessa
Materials: x x x
Image Edits: Paint Tools